Posted 31 March 2013 - 02:08 PM
Probably both Haf.
Also. I think I've decided what I'm going to do. I'm still in school and won't be finished until late 2014 or 2015. I still have a good job where I can afford anything I want while still saving money. Instead of wasting money on an apartment that I don't really like (the area and the apartment complex), I think I'll just wait a little longer (a year or two max) and look at trying to buy a smaller house / mobile home with some land around here instead. Though I don't wish him to die my uncle who lives near me is 90, lives alone, and scarily still drives. We don't think he will be alive much longer because of older age and I would probably be the first one in line to take over the small little place (small 2bed/2bath mobile home) if something were to happen. During this time of saving money and getting some raises (we get a yearly raise) I will be able to more afford a house if I decide to get one (supposedly right now I could afford to buy a 125k house on a 30 year mortgage) and I could go ahead and think about getting a new or newer car and paying off that. There is also a good chance I would get a promotion during the next few years if they continue to like me as much as they do now, especially after I finish my degree.
This is all dependent on me not finding a suitable room mate as well or any other good offer jumping at me. For instance if a few certain people I know asked me to be room mates and get an apartment / house I would do it, however I already have a standing offer from some others that I know for a fact wouldn't work. So while I could move out and have more fun (or possibly be more depressed/less fun) I could wait just a year or so and let my time at this job hit a year, build my credit some more, save up some more money, get another raise, and get closer to finishing my degree and be much better off at trying to get something more than an apartment. Because I don't want to live at an apartment forever and its 700 dollar a month rent. Thats more than what most 30 year mortgages would be a month. 700 dollars currently is sustainable and I could continue to live off of it but I wouldn't be able to always get things if I want them (like a new car) and I wouldn't be able to save no wear near as much.
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